Stop Being Time Poor

“Time Poverty is: When you don’t have the time to do the things you really WANT to do, because you are too busy doing the things you think you HAVE to do.” -Bill Quain In my last post, I wrote about how I don’t live in the moment and how I forced my wife and son to rush around the aquarium so that we could see everything. Well, the main reason I feel the need to rush all the time is because there just isn’t enough time in the day to do everything that I want to do. Many ofContinue Reading »

Live For Today

When I was a little boy, I loved dinosaurs. What little boy doesn’t? My mom bought me a dinosaur book which included a pack of dinosaur stickers. There were 4 sheets of stickers with 6 stickers on each sheet. If you follow my blog, you know that I had a saving mindset even as a young child. I knew I only had 24 stickers and that there would be no more when they were gone, so I was very deliberate with how I used those stickers. I didn’t want to run out of them in the future when I mayContinue Reading »

Living Rich Cheaply: Have Your Cake And Eat It Too!

A few weeks ago, my wife was debating whether to spend money on something. I forget what it was. I said to Mrs. Living Rich Cheaply, “You can’t afford everything. But you can afford anything,” quoting the wise words of Paula Pant, who blogs at Afford Anything. The basic premise is that you can afford anything that you want, but you have to prioritize what it is that is truly important to you, and cut out the expenses which aren’t that important. My wife, fortunately is a frugal person like me, but she responded by saying, “that’s a good point,Continue Reading »

How Many Credit/Debit Card(s) Do You Carry?

My co-worker was on the phone with her husband the other day. Apparently he was at BJs and had a lot of stuff at the check out line. When he was ready to pay, his debit card was declined. Just imagine that feeling: a long line of people waiting behind you, you with your month’s worth of groceries on the conveyor belt and your card doesn’t go through. Eventually the cashier put his items aside, and my co-worker’s husband called the bank and resolved the issue. This isn’t a problem that I foresee facing. I carry 4 credit cards andContinue Reading »

Are You a Brand Worshipper?

When I was a little boy, I loved playing with my toy cars and had a big collection of them. One day, I asked my dad which one of my toy cars was his favorite. He pointed to a white Cadillac DeVille convertible (the one Boss Hogg drove from the show Dukes of Hazzards). He asked me which one was my favorite. I pointed to an orangish-brown no-name station-wagon-looking car which was falling apart. “Really, why?” he asked. “Because it looks like your car!” I answered. (My dad drove a brown Chevy Malibu back in the 1980s) Ahh, such aContinue Reading »