Going from Ordinary to Extraordinary

“I love it when a plan comes together” – Hannibal Smith from the A-Team April is Financial Literacy Awareness Month, and Shannon from The Heavy Purse has invited many wonderful personal finance bloggers to write about “Getting Financial Real”. I am so excited that she asked me as well as many other wonderful bloggers to participate this Financial Literacy Awareness Carnival. Please check out Shannon’s post and the other posts by personal finance bloggers by clicking here. I’m often amazed and inspired when I read about people who completely turned their lives around. They go from being deep in debt,Continue Reading »

Does What School you go to Determine What You Can Achieve?

As it is spring, many of my co-workers’ children are anxiously awaiting acceptance letters from the colleges they applied to. The biggest worries I hear from the parents is the costs. And why wouldn’t it be? College tuition has skyrocketed , while student loan debt has outpaced other forms of debt. My son is not even two yet, but I’m a bit of a planner so I wonder what the costs will be for my son in about 16 years. With the rate tuition has been increasing, college will not be affordable for the majority of people. I have aContinue Reading »

The Rumors of the Death of the “Millionaire Next Door” Have Been Greatly Exaggerated

The Millionaire Next Door is one of those books which truly inspired and influenced me after reading it right out of college. Before reading it, if you were to ask me to describe a millionaire, I’d describe someone who drives a fancy luxury car or flashy sports car. I would imagine that this millionaire would live in a mansion, have name-brand clothes, lots of jewelry, they would only be spotted in the trendiest clubs and take lavish vacations to exotic locales. This is how the media portrays the rich. They are the ones with the outward signs of the trappingsContinue Reading »

Are You Afraid to Take the Leap?

“Don’t fear failure so much that you refuse to try new things. The saddest summary of life contains three descriptions: could have, might have, and should have.” – Louise E. Boone Impalas are majestic creatures that can leap as high as 10 feet in the air, and in one leap can travel 30 feet. That’s amazing! However, in captivity, when the impala is kept behind a fence that is only 3 feet high, it will not escape. Why? The reason is that their inability to see where they’ll land prevents them from making that leap. I really enjoy watching SharkContinue Reading »

Ode to My Frugal Wife

Last week, a friend confided in me about his financial problems. He and his wife were living paycheck to paycheck and had many credit card bills piling up. He said that he talked to his wife about budgeting and cutting things like cable and eating out, but she wasn’t on board with doing those things. She didn’t understand why they had to make those “sacrifices” and said that they deserved some of the nicer things in life since they work hard. He was also stressed about what to get his wife for her birthday. She reminded him that it betterContinue Reading »