Now I know that my last post put Black Friday and consumerism in a negative light. However, I honestly don’t have a problem with people trying to get a good deal. I know many people have to buy presents for friends and family during the holidays, so it really helps if they can get a bunch of things at low low prices. The consumerism mindset that bothers me is when people buy things for the sake of buying it, or buy things they really don’t need. I don’t have much shopping to do, but I will get some gifts for my immediate family and I am also participating in Secret Santa at work. So for those trying to save while shopping during the holiday season, here are a few things that I do:
Use a Shopping Portal
A shopping portal is a program that rewards you for shopping. They are generally run by companies that get a commission for sending you to the retailer’s website. The retailer gives these companies a referral fee for sending them business, and in turn, the portal gives You a portion of the fee to entice you to use it. There is really no reason I can think of NOT to use a shopping portal if you’re shopping online. There is no cost to you for using it.
One popular shopping portal is Ebates. If you sign up, you will get a $5 check. Currently, Ebates is running a special bonus during the holidays where you will earn $50 if you refer 2 of your friends who, in turn use the shopping portal and spend at least $25. They usually only give $5 for a referral.
Different shopping portals offer a different percentage cash back. Want to find the highest cash back? Go to Evreward.com .
Use a Cash Back Credit Card
If you have the Chase Freedom Card, they are offering 5% cash back on purchases at select department stores and at Amazon. With the Target Red Card, you get 5% off the purchase. Note: If you use a shopping portal and the Target Red Card, you will get 5% off the purchase for using the Target Red Card in addition to the cash back earned from your purchase for using the portal.
Before buying anything, always search online for a coupon code or a printable coupon (if you’re going to a physical store). You can often find a coupon for free shipping or a discount for the store. If the store doesn’t offer free shipping, check to see if “ship to store” is an option to avoid a shipping fee.
Get a Discounted Gift Card
You can go to Cardpool.com to purchase discounted gift cards to various stores. For example, you can get 20% gift cards to Burlington Coat Factory and 25% off gift cards to Ann Taylor. Before you go to Cardpool to buy a gift card, go to Topcashback to get cash back for purchasing the gift card. Another site that sells discounted gift cards is Raise.com.
I will receive a referral bonus if you sign up for Ebates, Bigcrumbs Topcashback using the above links and make a purchase.
What are other ways to save when shopping during the holiday season?