Does What School you go to Determine What You Can Achieve?

As it is spring, many of my co-workers’ children are anxiously awaiting acceptance letters from the colleges they applied to. The biggest worries I hear from the parents is the costs. And why wouldn’t it be? College tuition has skyrocketed , while student loan debt has outpaced other forms of debt. My son is not even two yet, but I’m a bit of a planner so I wonder what the costs will be for my son in about 16 years. With the rate tuition has been increasing, college will not be affordable for the majority of people. I have aContinue Reading »

The Rumors of the Death of the “Millionaire Next Door” Have Been Greatly Exaggerated

The Millionaire Next Door is one of those books which truly inspired and influenced me after reading it right out of college. Before reading it, if you were to ask me to describe a millionaire, I’d describe someone who drives a fancy luxury car or flashy sports car. I would imagine that this millionaire would live in a mansion, have name-brand clothes, lots of jewelry, they would only be spotted in the trendiest clubs and take lavish vacations to exotic locales. This is how the media portrays the rich. They are the ones with the outward signs of the trappingsContinue Reading »

Are You Afraid to Take the Leap?

“Don’t fear failure so much that you refuse to try new things. The saddest summary of life contains three descriptions: could have, might have, and should have.” – Louise E. Boone Impalas are majestic creatures that can leap as high as 10 feet in the air, and in one leap can travel 30 feet. That’s amazing! However, in captivity, when the impala is kept behind a fence that is only 3 feet high, it will not escape. Why? The reason is that their inability to see where they’ll land prevents them from making that leap. I really enjoy watching SharkContinue Reading »

Ode to My Frugal Wife

Last week, a friend confided in me about his financial problems. He and his wife were living paycheck to paycheck and had many credit card bills piling up. He said that he talked to his wife about budgeting and cutting things like cable and eating out, but she wasn’t on board with doing those things. She didn’t understand why they had to make those “sacrifices” and said that they deserved some of the nicer things in life since they work hard. He was also stressed about what to get his wife for her birthday. She reminded him that it betterContinue Reading »

Stop Being Time Poor

“Time Poverty is: When you don’t have the time to do the things you really WANT to do, because you are too busy doing the things you think you HAVE to do.” -Bill Quain In my last post, I wrote about how I don’t live in the moment and how I forced my wife and son to rush around the aquarium so that we could see everything. Well, the main reason I feel the need to rush all the time is because there just isn’t enough time in the day to do everything that I want to do. Many ofContinue Reading »