Who am I and why am I starting this blog?
I am in my early 30s, married to my wonderful wife of almost 5 years. We live in one of the highest cost of living areas in the world: New York City (well we live in Queens and while many Manhattanites don’t consider the outer-boroughs to be a part of the city…it is!). Right now, we are renting, trying to save for a house and oh yea…my wife is pregnant =)
I was always good with my finances and have been very interested in saving and investing at a young age. But, now with a baby on the way and our plan to become a one income family in this expensive city, I wanted to become more focused and organized with my financial matters. I think the blog creates a journal for myself, keeping me accountable, and tracking my progress.
My wife gave birth to an adorable baby boy in dramatic fashion as you can read about here. We had planned to be a one-income family, but a few weeks after our son was born, my wife was presented with a job opportunity that she took.
How did I become frugal?
It seems like many personal finance blogs start with someone who gets into a lot of debt and then learns the error of their spendthrift ways after hitting rock bottom. As for me, I think I may have been born with a frugal gene or perhaps frugality has been ingrained in my head at a young age.
Purpose of the blog:
I want to share tips on how to make it in any expensive area like New York City. People say that if you can make it here, you can make it anywhere. I hope to provide valuable information on how to save money diligently while spending money smartly. Truly, I want to have my cake and eat it.